Renters insurance is an affordable way to cover your belongings and help pay for unexpected expenses. In addition to your belongings, renters covers other people's injuries at your place, certain lawsuits against you, and more.

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Without renters insurance, you'd have no protection/coverage for these situations. For example, if someone steals all your stuff, your landlord won't cover anything. Everything would be 100% on you. That could cost tens of thousands of dollars, as the average renter has $30,000 worth of belongings.